TERMS OF USE

Welcome to SAGE FI! By accessing or using our website, www.sagefiusa.com (the "Site"), you agree to comply with and be bound by these Terms of Use ("Terms"). These Terms govern your use of the Site and any purchases made through it. Throughout the Site, the terms "we," "us," and "our" refer to SAGE FI.

These Terms constitute a legally binding agreement between you and SAGE FI. Please read them carefully before using the Site. If you do not agree to these Terms, please discontinue use of our Site immediately. By agreeing to these Terms, you also agree to our Privacy Policy, Return and Exchange Policy, and Shipping Policy. These Terms apply to all users of the Site, including browsers, customers, and content contributors.


1. CHANGES TO TERMS

SAGE FI reserves the right to update, change, modify, or otherwise alter these Terms at any time without prior notice. You can review the most current version of the Terms of Use at any time on this page. It is your responsibility to check this page periodically for updates. Continued use of the Site after any modifications constitutes your acceptance of the new Terms.


2. USE OF OUR SITE & PROHIBITED CONDUCT

You agree to use our Site and services only for lawful purposes and in compliance with all applicable laws. You may not:

  • Use our products or services for any illegal or unauthorized purpose.
  • Violate any local, national, or international laws, regulations, or ordinances.
  • Infringe upon or violate our intellectual property rights or those of others.
  • Engage in fraudulent, misleading, or deceptive practices.
  • Upload, transmit, or distribute viruses, malware, or any harmful code.
  • Harass, abuse, insult, harm, defame, slander, intimidate, or discriminate against others.
  • Attempt to collect personal data from other users without consent.
  • Engage in spamming, phishing, or any other malicious activities.
  • Interfere with the security or operation of our Site.

We reserve the right to terminate your access to the Site or refuse service if you violate any of these prohibited uses.


3. PRODUCT INFORMATION & ORDER POLICIES

  • We strive to provide accurate product descriptions, pricing, and availability, but errors may occur. We do not guarantee that all information is error-free.
  • Prices and availability are subject to change without notice.
  • We reserve the right to refuse or cancel orders at our discretion, including those suspected of fraudulent activity or unauthorized resales.
  • If we modify or cancel an order, we will attempt to notify you using the contact information provided at the time of purchase.
  • We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by resellers or distributors.

4. ACCOUNT INFORMATION & PAYMENTS

By making a purchase, you agree to:

  • Provide accurate, complete, and up-to-date payment and account information.
  • Promptly update any changes to your billing details, credit card numbers, and contact information.

Failure to comply may result in the cancellation of your order.


5. THIRD-PARTY LINKS & SERVICES

Our Site may contain links to third-party websites that are not affiliated with us. We are not responsible for the content, policies, or practices of any third-party sites. Use these websites at your own risk.

Any complaints, claims, concerns, or questions regarding third-party products or services should be directed to the third-party provider.


6. INTELLECTUAL PROPERTY RIGHTS

All content on the Site, including but not limited to logos, images, designs, and text, is the property of SAGE FI and is protected under copyright, trademark, and other intellectual property laws.

You may not:

  • Copy, reproduce, distribute, or exploit any portion of the Site without express written permission from us.
  • Use our trademarks, logos, or branding for commercial purposes without our consent.

7. SMS/MMS MOBILE MESSAGING TERMS

By opting into our SMS or MMS messaging services, you agree to receive recurring automated promotional and personalized marketing messages from SAGE FI at the mobile number you provide.

  • Message frequency may vary.
  • Message and data rates may apply.
  • Consent to receive text messages is not a condition of purchase.

To unsubscribe, text STOP, CANCEL, or UNSUBSCRIBE at any time. We are not responsible for delayed or undelivered messages.


8. LIMITATION OF LIABILITY

To the fullest extent permitted by law, SAGE FI shall not be liable for any direct, indirect, incidental, punitive, or consequential damages resulting from:

  • Your use of the Site or our products.
  • Errors, inaccuracies, or omissions on the Site.
  • Unauthorized access to your account or data.

Our liability is limited to the amount you paid for any disputed product or service.


9. DISPUTE RESOLUTION & ARBITRATION AGREEMENT

Any disputes between you and SAGE FI shall be resolved through binding arbitration in accordance with the American Arbitration Association (AAA) Rules.

  • Arbitration Location: Miami, Florida
  • Governing Law: Federal Arbitration Act (FAA)
  • No Class Actions: You agree to bring claims only on an individual basis and not as a plaintiff or member of a class action lawsuit.

If a dispute arises, you must first send a written Notice of Dispute to:
SAGE FI, LLC
18117 Biscayne Blvd #1366
Miami, FL 33160
United States

📧 contact@sagefiusa.com

If a resolution is not reached within 30 days, arbitration proceedings may begin.


10. TERMINATION OF AGREEMENT

These Terms remain in effect unless terminated by either you or SAGE FI. You may terminate these Terms by discontinuing use of our Site.

If we suspect that you have violated these Terms, we reserve the right to terminate your access to the Site without notice and hold you liable for any damages incurred.


11. GOVERNING LAW

These Terms and any disputes arising from them shall be governed by the laws of the United States and the state of Florida, without regard to conflict of law principles.

 

By using our website, you acknowledge that you have read, understood, and agreed to these Terms of Use.